Step 1
Request an eligibility review
Share your scenario and we review it with participating lenders to see which options may fit.
A clearer path to your next home.
Your Senior Loan Officer reviews your credit, income, assets, and supporting documents before issuing a preapproval, so you can shop with confidence. Final approval is subject to lender underwriting and property review.
Step 2
Shop with confidence
Show sellers a fully-verified letter, not a rate quote, so your offers stand out.
Step 3
Lock & close
Lock your rate once you're in contract, subject to program terms. We coordinate toward the agreed closing timeline.
Every buyer. Every program.
Low down payment options
Conventional
Flexible financing for primary, second home, and investment purchases.
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Above conforming limits
Jumbo
Luxury and high-value purchases above conforming loan limits.
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Government-insured
FHA
First-time buyer friendly with flexible credit and DTI guidelines.
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Eligible veterans
VA
Eligible VA borrowers may be able to purchase without a down payment. A funding fee may apply unless exempt.
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Why WestFi for purchase
A fully reviewed preapproval. A coordinated close.
- A full review of your credit, income, assets, and supporting documents by your Senior Loan Officer before preapproval.
- Available participating-lender options compared for your scenario
- Concierge service from application to keys
- Compare options for your budget, including permanent rate buydowns, temporary buydowns, and lender credits that can help offset closing costs.
- Coordination toward the agreed closing timeline
Coordinated
closing timeline
Large network
of wholesale lenders
$2B+
In mortgages originated and funded by a team Richard Khalifa led over six years.
Richard Khalifa | NMLS #1115092 | CA DRE #01978876
Client experiences
Reviews and testimonials
Ready to make an offer?
Request a custom purchase quote and start your preapproval review.