Mortgage calculator

See your payment in real time.

Switch between purchase and refinance, type in your numbers, and watch the amortization update instantly.

Loan amount

Interest rate

%

Loan term

Interest-only payment

This illustration assumes interest only for the first 10 years (no principal reduction), followed by amortization over the remaining term. Actual availability, interest-only periods, repayment structures and eligibility vary by borrower, property, documentation, lender and program.

Enter a hypothetical loan amount, interest rate, and term to estimate your monthly payment and see how the loan balance changes over time. Results are hypothetical examples based on the values you enter, not a rate offered by WestFi.

Estimates are for educational purposes only and are not a Loan Estimate, Closing Disclosure, loan application, credit decision, preapproval, or commitment to lend. Results depend on the assumptions entered and may exclude taxes, insurance, mortgage insurance, HOA dues, fees, points, assessments, or other 3rd party charges unless specifically shown. Actual eligibility, costs, and payment may be different, and the actual total payment may be greater.

Yearly amortization (new loan)

Year	Principal paid	Interest paid	Cum. interest	Balance