FHA calculator

Illustrative FHA payment and insurance estimate.

Enter your assumptions to explore a standard forward FHA estimate. Applicable annual mortgage insurance depends on base loan amount, term and original loan-to-value. This is not an exact Streamline quote.

Purchase price

Down payment

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Enter your down payment

Custom %

Custom $

Base loan

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UFMIP due (standard 1.75%)

Total note amount

Finance standard UFMIP into the loan

Interest rate

Loan term

FHA Mortgage Insurance

Initial monthly MIP

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1.75% UFMIP is a standard assumption for most forward FHA purchase/refinance loans. Special programs and certain older FHA refinances may have different upfront or annual mortgage-insurance treatment.

Enter a hypothetical purchase price, down payment, loan amount, interest rate, and term to estimate your monthly payment and see how the loan balance changes over time. Results are hypothetical examples based on the values you enter, not a rate offered by WestFi.

Also enter a down payment for purchase, or estimated property value for refinance. All required amounts and the term must be valid. A zero hypothetical interest rate is supported.

Estimates are for educational purposes only and are not a Loan Estimate, Closing Disclosure, loan application, credit decision, preapproval, or commitment to lend. Results depend on the assumptions entered and may exclude taxes, insurance, mortgage insurance, HOA dues, fees, points, assessments, or other 3rd party charges unless specifically shown. Actual eligibility, costs, and payment may be different, and the actual total payment may be greater.