Private-client discipline. A boutique's pace.
Richard Khalifa is your dedicated licensed mortgage professional from your first call through closing.
Four principles, applied to every file.
No mystery pricing
Your Loan Estimate provides estimated loan terms and closing costs. Permitted changes may occur and will be reflected in revised disclosures and the Closing Disclosure. Rate locks are subject to the lender's written terms.
One person, from application to closing
Richard Khalifa is your dedicated licensed mortgage professional from your first call through closing.
Built for complex profiles
Self-employed, foreign national, asset-based, jumbo, we run toward the cases other lenders return to sender.
We document every lock
Every rate quote, lock, and program term is confirmed in writing with the participating wholesale lender, so you know exactly what was quoted.
The professional behind your loan.
Ready to work with us?
Book a 15-minute call with a licensed mortgage professional. No sales pitch, just a real conversation about your goals.